Health is and should always be included in the priorities of a person. As much as possible we should avoid getting sick because these days getting sick and being hospitalized is not a laughing matter. The prices of health care services are now increasing and can easily use up all of your savings. This can [...]
Filed under: Retirement Risks on May 3rd, 2011 | No Comments »
For those people who are already having a hard time in paying off their monthly dues, you may consider joining forces with debt negotiation programs. Debt negotiations are a way to help you reduce your monthly payments or even your total payable balance to make things more manageable for you. As the name of the [...]
Filed under: Retirement Risks on April 19th, 2011 | No Comments »
By Kathryn M. D’Imperio Retirement is no joke. It’s the long awaited time when you no longer have to work for a living. You get to finally relax, enjoy some hobbies, maybe some golf, traveling, and the like. Despite the wonderful outlook on life that retirement provides for many people, a lot of Americans still [...]
Filed under: Plans, Retirement Risks on March 4th, 2011 | No Comments »
By Ted Sarenski, CPA/PFS If someone is able to retire; that is, retirement has been put off by many because of investment markets going nowhere for the past 10 years, they need to think of a few things deeply. Health insurance, Medicare, Medigap, and Long-term care insurance are some of the first items they need [...]
Filed under: Retirement Risks on October 16th, 2010 | No Comments »
By Janice L. Green, Family Attorney
Q. – What makes a late-life divorce different from one in an earlier decade?
A. – Less time to recover financially. That fact alone influences many aspects of the divorce. The property division now focuses on: analyzing assets for post-divorce income potential and knowing the age-related attributes of assets that can add intrinsic value.
Take the marital home as an example. Over and above the fair market value
Filed under: Retirement Risks on September 26th, 2010 | 1 Comment »
401(k) Hardship Withdrawal Q&A If you’ve learned anything about retirement planning so far, it is probably safe to say you’ve learned not to touch that money you’ve set aside unless you absolutely, positively must. Not quite borrowing, 401(k) hardship withdrawal typically indicates that you’ve met that “must” point in life. Read on to find out [...]
Filed under: Retirement Risks on February 21st, 2010 | 5 Comments »
